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Accident Insurance

Major injuries are painful. But the financial impact of the medical treatment doesn’t have to be. Accident Insurance, from Reliance Standard, pays lump sum benefits directly to you if you suffer a range of covered injuries such as a fracture, burn, ligament damage or major concussion. Benefits are paid even if you have other coverage. This benefit is voluntary and paid through convenient payroll deductions.

The total benefit you receive is based on the type of injury, its severity, and the medical services you received in treatment and recovery.

Accident Insurance is a limited benefit policy. This is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

 

 

The plan pays benefits for a variety of injuries and accident-related expenses, including:
  • Fractures and Dislocations

  • Concussion

  • Hospitalization

  • Physical Therapy

  • Emergency Room Treatment

  • Transportation

 

and more...

See the product brochure, certificate of coverage and any applicable riders for a complete list of covered conditions, along with complete provisions, exclusions and limitations.

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The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable.

Accident Insurance and Critical Illness Insurance are limited benefit policies. They are not health insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

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