
Supplemental Life
Supplemental Life Insurance is available to add to the basic life insurance paid for by Central. You must purchase additional life insurance for yourself to be able to purchase spouse or child life insurance.
If you enroll when you’re first eligible, you may purchase coverage without submitting a proof of good health questionnaire, up to the guaranteed issue amount (i.e., $200,000 on employee coverage, not to exceed five times annual salary; $50,000/$20,000 on spouse/child coverages, not to exceed 100% of employee coverage). If you wait to enroll, you will be required to complete and submit a health questionnaire to be approved by Reliance Standard.
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Reliance Standard will allow you to increase your existing coverage up to the next $10,000 increment during annual benefits Open Enrollment ($5,000 increments for spouse and child coverage). Proof of good health is not required for this incremental increase in your coverage amount, up to the guaranteed issue amount.​​​​​​​​​​
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